How happy loan can help

We help HOMEOWNERS to get back on track by providing emergency loans with affordable interest rates, much lower than payday loans. Our loan process is fast, easy, and convenient. BAD credit is not a problem.

Get YOUR money FAST (up to $10,000)

You will get money the same day if we receive your application and documentation before noon.

Affordable payments

1, 2 and 3 year terms as well Interest only payments (in some cases) will make it more affordable

Get YOUR money FAST (up to $10,000)

You will get your money same day if we receive your application before noon.

Affordable payments

Terms between 12-36 months. Many payment plans for you to choose from.

Quick and simple process

Apply online or call us

Email or fax your documents

Check your bank account (we’ve deposited your money).


WE say YES

We need LESS


HAPPY process

WE say YES more often than banks

Annual Percentage Rate (APR) 46.5%
Example: $5,000 borrowed for 24 months at 46.5% APR – Monthly principal and interest payment only $323.75. Total interest cost $2,770.02

Unfortunately our company provide loans for homeowners only.

However if we unable to loan you money ourselves – please fill out request below. We partnered with Loans Canada, and they have access to multiple lenders who have products from quick pay day loans, car loans, unsecured loans etc.

Our referral partners will be in touch with you shortly