How happy loan can help

We help HOMEOWNERS to get back on track by providing emergency loans with affordable interest rates, much lower than payday loans. Our loan process is fast, easy, and convenient. BAD credit is not a problem.

Get YOUR money FAST (up to $10,000)

You will get money the same day if we receive your application before noon.


Affordable payments

Interest only payments will make it more affordable


Get YOUR money FAST (up to $10,000)

You will get your money same day if we receive your application before noon.


Affordable payments

Terms between 12-36 months. Many payment plans for you to choose from.

Quick and simple process


Apply online or call us


Email or fax your documents

Check your bank account (we’ve deposited your money).

WHY OUR CLIENTS LOVE US


WE say YES


We need LESS


WE are FAST

HAPPY process

WE say YES more often than banks

APR between 24% and 54%
Example: $2,000 borrowed for 12 months at 50%: Monthly interest only payment: $83.33. Total repayment with interest is $3,000